If you've ever had the desire to learn a new skill, then you've likely given some thought to taking a course or going back to school. Depending on what you're interested in learning, these courses can be rather expensive. Sometimes the price tag can even be enough of a deterrent to keep you from ever pursuing your dreams.
There might be a cheaper way though. You might be able to find someone who will pay you while you learn! ... read more of this story»
We all like to treat ourselves to something special every once in a while. Maybe it's a night out, an ice cream, some chocolate or a new video game. All these things can give us a dose of happiness. Today I'm looking at a trick that you can use to boost the amount of enjoyment you get from these sorts of simple pleasures ... it works, it's easy and it'll save you some money to boot! ... read more of this story»
Have you ever been looking into making a large purchase, such as a house or a car, and asked yourself: Can I really afford this? If you haven't been tracking your expenses closely, this can be a difficult question to answer. Even if you don't have a solid grasp on your cash flow, there is one way that you can figure out just how tight you'll be after making the purchase. It works and, in the end, it'll even save you money! ... read more of this story»
When was the last time you wanted to start a new hobby and bought a bunch of stuff that you ended up using once or twice? It happens to the bast of us and if can be a big drain on our financial resources. How can we make hobbies less of a financial drain? Start slowly! ... read more of this story»
After months of knowing it needed doing, I've finally cancelled our cable TV and cable internet services in favour of cheaper alternatives. As I mentioned in an earlier post, we have already switched to VoIP for our phone service. All told, we've managed to reduce our total communications bill (phone, TV & internet) from over $140 per month down to just over $60. The extra cash is starting to accumulate! ... read more of this story»
A few years ago my wife and I reduced our monthly phone bill from almost $60 each month down to $22.59. How did we do it? VoIP. ... read more of this story»
If you are in the habit of tracking your spending on a regular basis, you've no doubt noticed that food costs are near the top of your expense list. In fact, the average Canadian household spends about $7000 annually on food. Food expenses are tough to reduce since we all need to eat in order to survive. One thing that I've noticed since taking a closer look at our family's food expenses is that meat is one of the most expensive items that we routinely buy at the grocery store. Today I'm going to be looking at how we can reduce our food expenses by eating less meat. ... read more of this story»
If you've ever heard someone argue against the benefits of being frugal then you've heard the "I-don't-want-to-deprive-myself" argument. It's always the first one to come up. However much we might disagree, there is an element of truth to the deprivation criticism. A lot of times, being frugal means passing up something you'd like to have but don't really need.
Today I'll show you a couple of places where you can exercise your frugal muscle without coming anywhere close to depriving yourself. ... read more of this story»
One of the key characteristics of simplified living is knowing what is enough. Enough possessions, enough money, enough everything. Today I'm going to go over some of the benefits of keeping your house size at the 'enough' level. ... read more of this story»
A great trick that I frequently use to get my frugal juices flowing is to look at my expenses in a different light. I've written before about seeing unnecessary expenses as potential income. Recently, however, I've come up with an even better perspective shifting trick that really hammers home the power of saving ... especially on those recurring monthly expenses. Let's see how we can get our savings to pay us dividends! ... read more of this story»