Franklin D. Roosevelt once said, "Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort." For those of us who do our best to keep our personal finances under control, sometimes it does seem as if money alone might lead to happiness. It can be tough to remember sometimes, but we're not in life for the money. ... read more of this story»
If there is one thing that I've noticed since becoming a father, it is the ability of a screaming baby to get what she needs. It got me thinking about personal finances and how great it would be if I had a financial equivalent of a screaming baby to make sure I was doing everything that needed to be done financially. I guess there is no true equivalent, but there are a few things that can help. ... read more of this story»
One of the things that makes humans, well human, is our ability to anticipate the future. We can make plans and take action today so that sometime in the future something else will happen. It's a wonderful ability. Planning for the future is an exciting activity. However, one thing that we need to be careful about is not getting too hung up waiting for our well laid plans to unfold. If we don't watch ourselves we can end up wishing our lives away! ... read more of this story»
One of the biggest drivers in my life these days is a pursuit of happiness. As such, I've been doing a decent amount of reading on the subject. With goal setting season just around the corner, I thought I'd take a few minutes to share with you some of what I've learned about the key factors affecting happiness. After I tell you about the top two happiness contributors, I'll explain how I'm using this information to shape my own personal goals. ... read more of this story»
If you are like most people, myself included, you probably consider yourself to be of average or above average intelligence. If that were true, we should be able to make good decisions most of the time. If we made good decisions most of the time, we should be, for the most part, quite successful. Sometimes, however, it seems like we aren't as successful as we ought to be. Sometimes, we can be completely and utterly unsuccessful. We make horrible decisions. We get ourselves into huge financial messes. We're unhappy. We feel trapped.
So, the question is: If we're all so damn smart, how come we suck so much? Elephants, that's why. ... read more of this story»
One of the best ways to get yourself headed down the path to financial freedom is by getting a grip on your personal finances. I'm talking about knowing where your money comes from and knowing where it goes - in detail. Without this important information, you'll likely end up working a lot harder and a lot longer than you need to. Today I'm going to give you five good reasons why you should be managing your money and not just "going with the flow." ... read more of this story»
I'll be the first to admit that I spend a lot of time planning things. For each project I'm thinking of undertaking I like to research and map out what I need to do. I like to keep going back to the plan and modifying little bits here and there, adding new pieces and taking away others. I found that there is a problem with too much planning though: I never get anything done. So, recently, I've been trying to switch my focus away from planning and shift it more towards action. So far, I like the results! ... read more of this story»
I noticed something recently. There are a lot of people looking for the secret to escaping the proverbial "rat race." They look everywhere but can never find it. They have tried lots of tips and tricks that they've found from reading about other people's experiences, but they haven't escaped yet. They think: "I must be missing something!" or "I can't do this! It's too hard!" ... Well, the thing is you are doing it! You are succeeding right now! ... read more of this story»
A distant siren sounds and you can hear the shouts of the guards calling out in the night. Staying calm, but with a constant sense of urgency, you cut your way through a chain link fence -- the last barrier to your freedom. Behind you, the search lights are darting to and fro franticly seeking you out. Clip! As the last wire gives way beneath your cutters your make your final sprint to the tree line -- and to freedom. You've done it. You've escaped.
Fortunately, the escapes that we talk about on this site are not nearly as dangerous as this. We are mainly concerned with taking much less dramatic, much less drastic steps to work our way to financial freedom. These small changes are in fact mostly easy to make, but they can often feel just as daunting as a night time break out. With a little practice, they will soon become second nature and you'll be well on your way to your own financial escape. ... read more of this story»