If you've ever had the desire to learn a new skill, then you've likely given some thought to taking a course or going back to school. Depending on what you're interested in learning, these courses can be rather expensive. Sometimes the price tag can even be enough of a deterrent to keep you from ever pursuing your dreams.
There might be a cheaper way though. You might be able to find someone who will pay you while you learn! ... read more of this story»
Does your retirement feel like it is miles away? Have you crunched some numbers and found that you'll have to work thirty more years before you've saved enough to be able to quit your job? Maybe you need to bring the finish line a bit closer. Maybe you need to consider Partial Retirement ... ... read more of this story»
Have you ever been looking into making a large purchase, such as a house or a car, and asked yourself: Can I really afford this? If you haven't been tracking your expenses closely, this can be a difficult question to answer. Even if you don't have a solid grasp on your cash flow, there is one way that you can figure out just how tight you'll be after making the purchase. It works and, in the end, it'll even save you money! ... read more of this story»
It is often said, "Don't wait to buy real estate; buy real estate and wait!" Although these words might not ring true today in the midst of a housing market correction, having a portion of your investments in real estate can be an important way to further diversify your portfolio. So, does that mean you need to save for a down payment, get a mortgage, buy a house and then maintain it? Nope! Real estate investing can be a lot easier than that. Let's see how! ... read more of this story»
A great trick that I frequently use to get my frugal juices flowing is to look at my expenses in a different light. I've written before about seeing unnecessary expenses as potential income. Recently, however, I've come up with an even better perspective shifting trick that really hammers home the power of saving ... especially on those recurring monthly expenses. Let's see how we can get our savings to pay us dividends! ... read more of this story»
So far we've looked at income, expenses, assets and liabilities, but what do these all add up to? Well, today we'll be looking at Cash Flow & Net Worth the two basic measurements of our personal financial health. By maintaining a positive cash flow and building a strong net worth you'll be securing your financial future. Understanding this will help us to unlock the secrets of wealth and financial independence. Let's take a closer look. ... read more of this story»