Motivation

Peter's picture

Harnessing Habits: Taking The Hard Work Out Of Personal Finance

Personal finance can be a difficult topic for lots of us. It can be tough to remember to take some time each month to track our income and expenses. It isn't easy to reduce our unnecessary spending. Making a lunch each morning seems so much more difficult than just dropping by the local deli for a sandwich.

The trick to making all this stuff easy lies in our ability to turn them into habits. Habits can be powerful allies on our road to early retirement. Let's see how.  ... read more of this story»

Peter's picture

Avoid Future Disappointments: Practice Living The Life You Want To Live

If only we had more time, just imagine the things we could do! We'd spend all day in the garden, the workshop or the studio. We'd sit on the porch, read the paper and listen to the birds while sipping a hot cup of tea. Life would be great!

Or would it? Would we actually get around to doing all those things? Would we even enjoy them as much as we think we would? Maybe, but also, maybe not.  ... read more of this story»

Peter's picture

How About Partial Retirement?

Does your retirement feel like it is miles away? Have you crunched some numbers and found that you'll have to work thirty more years before you've saved enough to be able to quit your job? Maybe you need to bring the finish line a bit closer. Maybe you need to consider Partial Retirement ...  ... read more of this story»

Peter's picture

Financial Goals Alone Won't Cut It

Franklin D. Roosevelt once said, "Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort." For those of us who do our best to keep our personal finances under control, sometimes it does seem as if money alone might lead to happiness. It can be tough to remember sometimes, but we're not in life for the money.  ... read more of this story»

Peter's picture

What Is Your Financial Screaming Baby?

If there is one thing that I've noticed since becoming a father, it is the ability of a screaming baby to get what she needs. It got me thinking about personal finances and how great it would be if I had a financial equivalent of a screaming baby to make sure I was doing everything that needed to be done financially. I guess there is no true equivalent, but there are a few things that can help.  ... read more of this story»

Peter's picture

5 Reasons To Manage Your Money

The Value of Money Management: By tracking where each dollar you earn comes from and where it goes you'll be setting yourself up for financial success.One of the best ways to get yourself headed down the path to financial freedom is by getting a grip on your personal finances. I'm talking about knowing where your money comes from and knowing where it goes - in detail. Without this important information, you'll likely end up working a lot harder and a lot longer than you need to. Today I'm going to give you five good reasons why you should be managing your money and not just "going with the flow."  ... read more of this story»

Peter's picture

The Best Thing You Can Do Is ... Something!

I'll be the first to admit that I spend a lot of time planning things. For each project I'm thinking of undertaking I like to research and map out what I need to do. I like to keep going back to the plan and modifying little bits here and there, adding new pieces and taking away others. I found that there is a problem with too much planning though: I never get anything done. So, recently, I've been trying to switch my focus away from planning and shift it more towards action. So far, I like the results!  ... read more of this story»

Peter's picture

Simplify By Harnessing Your Urge To Get Ahead

It is difficult to maintain a simple lifestyle when we are surrounded by others who don't. It is tough not to get the latest and greatest when everyone else is getting it. It can be one of the hardest aspects of getting started with simplification in your life and can sometimes cause you to give up. Our desire to compete with others and to compare our situation with others is deeply rooted in our genetic make up. However, by looking at things slightly differently, we can take full advantage of this natural impulse to get ahead to keep us going down the road to simplicity.  ... read more of this story»

Peter's picture

You Are Doing It!

I noticed something recently. There are a lot of people looking for the secret to escaping the proverbial "rat race." They look everywhere but can never find it. They have tried lots of tips and tricks that they've found from reading about other people's experiences, but they haven't escaped yet. They think: "I must be missing something!" or "I can't do this! It's too hard!" ... Well, the thing is you are doing it! You are succeeding right now!  ... read more of this story»

Peter's picture

Where Not to Find Inspiration

I have a small problem with some people's idea of an inspirational story about "how they did it." You know the one's with the headline: "How I Made Enough to Retire by Investing" or "How I Left the Rat Race and Now Love Life." Sure they sound like the exact thing you are looking for but when you read them they leave you feeling as if you will never be able follow in their footsteps. Sometimes people who "succeed" in simplifying their lives just don't make good role models for the rest of us. Here's why.  ... read more of this story»

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