Peter's picture

You Are Doing It!

I noticed something recently. There are a lot of people looking for the secret to escaping the proverbial "rat race." They look everywhere but can never find it. They have tried lots of tips and tricks that they've found from reading about other people's experiences, but they haven't escaped yet. They think: "I must be missing something!" or "I can't do this! It's too hard!" ... Well, the thing is you are doing it! You are succeeding right now!  ... read more of this story»

Peter's picture

For Maximum Value - Use It

As I look around my home at the items that I have accumulated over the years I have noticed the personal value I assign to each thing does not always relate to the amount I paid for them. Sometimes I value something much more than I paid for it but mostly I value things a lot less. Instead of lamenting my past purchasing decisions, I've decided to use this realization to help sway my future ones. Could you do the same?  ... read more of this story»

Peter's picture

Where Not to Find Inspiration

I have a small problem with some people's idea of an inspirational story about "how they did it." You know the one's with the headline: "How I Made Enough to Retire by Investing" or "How I Left the Rat Race and Now Love Life." Sure they sound like the exact thing you are looking for but when you read them they leave you feeling as if you will never be able follow in their footsteps. Sometimes people who "succeed" in simplifying their lives just don't make good role models for the rest of us. Here's why.  ... read more of this story»

Peter's picture

On Simple Living

There are lots of labels out there for the different ways a person can simplify their lives: voluntary simplicity, simple living, frugal living, etc. Now someone who is a scholar of these ideas will tell you that there are distinct differences between all the labels. Frugality is different than Simplicity and all that. They may be correct but I try not to split hairs over deciding which label to place on an idea. The fact is, leading a simpler, more frugal, happier life will open doors that were hidden before. You'll have more security, less stress and you can feel good about yourself all at the same time.  ... read more of this story»

Peter's picture

What Does it Mean to Escape?

A distant siren sounds and you can hear the shouts of the guards calling out in the night. Staying calm, but with a constant sense of urgency, you cut your way through a chain link fence -- the last barrier to your freedom. Behind you, the search lights are darting to and fro franticly seeking you out. Clip! As the last wire gives way beneath your cutters your make your final sprint to the tree line -- and to freedom. You've done it. You've escaped.

Fortunately, the escapes that we talk about on this site are not nearly as dangerous as this. We are mainly concerned with taking much less dramatic, much less drastic steps to work our way to financial freedom. These small changes are in fact mostly easy to make, but they can often feel just as daunting as a night time break out. With a little practice, they will soon become second nature and you'll be well on your way to your own financial escape.  ... read more of this story»

Peter's picture

Don't be a Slave to your Debt: Give Yourself a Raise!

Do you ever get the feeling that you are trapped in your current job? Maybe you don't enjoy what you do and you feel you aren't getting paid enough to do it. I bet a little raise would help your spirits, but likely your boss doesn't see it that way. So what can you do? Well, you could start by giving yourself a raise.  ... read more of this story»

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