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My Money Saving Tip: Eat Less Meat

If you are in the habit of tracking your spending on a regular basis, you've no doubt noticed that food costs are near the top of your expense list. In fact, the average Canadian household spends about $7000 annually on food. Food expenses are tough to reduce since we all need to eat in order to survive. One thing that I've noticed since taking a closer look at our family's food expenses is that meat is one of the most expensive items that we routinely buy at the grocery store. Today I'm going to be looking at how we can reduce our food expenses by eating less meat.  ... read more of this story»

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The Happiness Formula: Part Five

The Happiness Formula: By knowing what factors affect it, we can take steps to try to improve our overall level of happiness.The Happiness Formula allows us to take the otherwise complex concept of happiness and break it down into smaller more manageable parts. By tackling each of the three parts separately, we make it a lot easier for ourselves to come up with practical steps we can take to improve our overall happiness. Today I'll be reviewing what we've learned from our study of The Happiness Formula while suggesting some ways in which we can use the formula to improve our happiness.  ... read more of this story»

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The Happiness Formula: Part Four

This is the fourth part of our look at The Happiness Formula. So far we've looked at S, our biological set point, and C, our life conditions, to see how they contribute to our overall level of happiness. Today we are going to examine the final variable, V, which covers our voluntary activities. Let's see how the things we do can affect our happiness.  ... read more of this story»

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Wow! The Tax-Free Savings Account

The 2008 Federal Budget has an incredible treat for individual investors: The Tax-Free Savings Account or TFSA. This is how it is described in the budget press release: "This flexible, registered, general-purpose account will allow Canadians to watch their savings—including interest income, dividend payments and capital gains—grow tax-free." Let's take a closer look at how this will work.  ... read more of this story»

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The Happiness Formula: Part Three

This is the third installment in our series on The Happiness Formula. In part one, I introduced the formula. Then, in part two we took a look at the first variable: S, our biological set point. Today, I'll be moving on to the second variable in The Happiness Formula, C, our life conditions, where we'll see that our happiness can be affected by several external factors, or conditions, in our lives. Happiness doesn't only come from within. Let's see why ...  ... read more of this story»

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The Happiness Formula: Part Two

Today I'm continuing our series about The Happiness Formula by taking a closer look at the first variable that affects our overall level of happiness: S, our biological set point. It turns out that out genetics play an important part in shaping our outlook on the world. Although we can't change our genes, we aren't necessarily stuck with our current set point. Let's dig a bit deeper, shall we?  ... read more of this story»

Peter's picture

The Happiness Formula: Part One

The Happiness Formula: By knowing what factors affect it, we can take steps to try to improve our overall level of happiness.Formulas are pretty common when dealing with concepts that tend to be expressed using numbers, such as in engineering or in finance. They aren't very common when dealing with less "measurable" concepts such as happiness. This is mostly because we can't easily add or subtract happiness and come up with a numerical total. However, even if we can't place actual numbers into a formula, it doesn't mean that the formula isn't useful.  ... read more of this story»

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Friday Round Up: The Saturday Edition

Another week, another round up. This week I'm starting to reassess how I handle these round up posts. So this week I'm going to fullfil my commitments to some of the carnivals that I participated in this week, but I'm also interested in your feedback in how you'd like me to proceed with the round ups in the future.  ... read more of this story»

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Financial Goals Alone Won't Cut It

Franklin D. Roosevelt once said, "Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort." For those of us who do our best to keep our personal finances under control, sometimes it does seem as if money alone might lead to happiness. It can be tough to remember sometimes, but we're not in life for the money.  ... read more of this story»

Peter's picture

What Is Your Financial Screaming Baby?

If there is one thing that I've noticed since becoming a father, it is the ability of a screaming baby to get what she needs. It got me thinking about personal finances and how great it would be if I had a financial equivalent of a screaming baby to make sure I was doing everything that needed to be done financially. I guess there is no true equivalent, but there are a few things that can help.  ... read more of this story»

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