I've written in the past about one method which you can use to handle your finances as a couple. Of course, there are other ways to handle the money side of your relationship and depending on your personal situation a different method might work for you. Today I'll be looking at an alternative approach which you may want to consider. ... read more of this story»
Even if you don't love your job, even if you only go in each day to keep that paycheck coming in each week, even if there is no end in sight, there is one thing that can help make your daily grind more bearable. That thing is 'F-You Money.' And it really works! ... read more of this story»
Personal finance can be a difficult topic for lots of us. It can be tough to remember to take some time each month to track our income and expenses. It isn't easy to reduce our unnecessary spending. Making a lunch each morning seems so much more difficult than just dropping by the local deli for a sandwich.
The trick to making all this stuff easy lies in our ability to turn them into habits. Habits can be powerful allies on our road to early retirement. Let's see how. ... read more of this story»
If you've ever had the desire to learn a new skill, then you've likely given some thought to taking a course or going back to school. Depending on what you're interested in learning, these courses can be rather expensive. Sometimes the price tag can even be enough of a deterrent to keep you from ever pursuing your dreams.
There might be a cheaper way though. You might be able to find someone who will pay you while you learn! ... read more of this story»
If you are struggling with lots of debt from a variety of credit cards or other consumer loans, combining that debt into one large consolidated loan can help you to get things under control. However, if you aren't careful, you can get yourself into an even worse situation than when you started. ... read more of this story»
One common regret of middle aged investors is that they did not start saving earlier. If only we weren't so careless with our money when we were younger!
Well I learned about saving fairly early on. The problem is, I wasn't really saving. I was just "saving up." Ever since I made that realization, I've started to grow my retirement nest egg and my savings are starting to accumulate nicely. ... read more of this story»
We all like to treat ourselves to something special every once in a while. Maybe it's a night out, an ice cream, some chocolate or a new video game. All these things can give us a dose of happiness. Today I'm looking at a trick that you can use to boost the amount of enjoyment you get from these sorts of simple pleasures ... it works, it's easy and it'll save you some money to boot! ... read more of this story»
We're right in the middle of tax season and what better time to talk about how to reduce your tax burden by operating a business out of your home? By using a portion of your home to run your business, you can start claiming a portion of your household expenses as business expenses. There are a few things you need to be aware of but in general it isn't that difficult to save a decent chunk at tax time. ... read more of this story»
If only we had more time, just imagine the things we could do! We'd spend all day in the garden, the workshop or the studio. We'd sit on the porch, read the paper and listen to the birds while sipping a hot cup of tea. Life would be great!
Or would it? Would we actually get around to doing all those things? Would we even enjoy them as much as we think we would? Maybe, but also, maybe not. ... read more of this story»
Did you know that the salaries of all Ontario public sector employees earning over $100,000 are disclosed to the general public? I only recently discovered this. After doing some quick searching, I also discovered a couple of other things that surprised me:
Let's take a closer look at what I discovered and what I think we should take away from it all. ... read more of this story»